:root {
    --primary: #1e3a8a;
    --accent: #f59e0b;
    --dark: #111827;
    --secondary-color: #f3f4f6;
    --primary-color: #1e3a8a;
    --border-color: #e5e7eb;
    --text-dark: #111827;
    --text-light: #6b7280;
}

* { margin:0; padding:0; box-sizing:border-box; }
body { font-family: 'Segoe UI', Arial, sans-serif; line-height:1.6; color:#333; }

nav {
    background: var(--primary);
    padding: 1rem 5%;
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

nav .container {
    max-width: 1200px;
    margin: auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
}

nav a {
    color: white;
    text-decoration: none;
    margin: 0 12px;
    font-weight: 600;
}

.hero {
    background: linear-gradient(rgba(0,0,0,0.65), rgba(0,0,0,0.65)), url('assets/images/hero-banner.jpg') center/cover no-repeat;
    color: white;
    padding: 160px 20px 100px;
    text-align: center;
}

.cta-btn {
    background: var(--accent);
    color: white;
    padding: 14px 32px;
    font-size: 1.1em;
    border: none;
    border-radius: 8px;
    cursor: pointer;
    font-weight: bold;
    transition: 0.3s;
}

.cta-btn:hover { background: #d97706; transform: scale(1.05); }

.container { max-width: 1200px; margin: auto; padding: 0 20px; }
section { padding: 80px 0; }
.card {
    background: white;
    border-radius: 12px;
    padding: 30px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    transition: 0.3s;
}
.card:hover { transform: translateY(-8px); }

.grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); gap: 25px; margin-top: 40px; }


/* ============================================
   CALCULATOR
   ============================================ */

.calculator {
    background-color: var(--secondary-color);
    padding: 40px 0;
}

.calculator-box {
    background-color: white;
    padding: 24px;
    border-radius: 8px;
    max-width: 1100px;
    margin: 20px auto;
    box-shadow: 0 2px 10px rgba(0,0,0,0.08);
    display: flex;
    gap: 24px;
    align-items: flex-start;
    flex-wrap: wrap;
}

.calc-input {
    flex: 1 1 260px;
    min-width: 220px;
    margin-bottom: 0;
}

.calc-input label {
    display: block;
    font-weight: 600;
    margin-bottom: 10px;
    color: var(--text-dark);
}

.calc-input input[type="range"] {
    width: 100%;
    height: 6px;
    border-radius: 3px;
    background: var(--border-color);
    outline: none;
    -webkit-appearance: none;
}

.calc-input input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--accent);
    cursor: pointer;
}

.calc-input input[type="range"]::-moz-range-thumb {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--accent);
    cursor: pointer;
    border: none;
}

.calc-input select {
    width: 100%;
    padding: 12px;
    border: 1px solid var(--border-color);
    border-radius: 5px;
    font-size: 14px;
}

.calc-result {
    flex: 1 1 300px;
    background-color: var(--secondary-color);
    padding: 20px;
    border-radius: 8px;
    text-align: center;
    border-top: 3px solid var(--primary-color);
}

.calc-result h3 {
    margin-bottom: 15px;
    color: var(--text-dark);
    font-size: 14px;
}

.payment-amount {
    font-size: 48px;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 10px;
}

.payment-note {
    color: var(--text-light);
    font-size: 14px;
    margin-bottom: 10px;
}

.payment-disclaimer {
    font-size: 12px;
    color: #999;
    font-style: italic;
}

/* Agent image utility */
.agent-profile img.agent-icon { width:60px; display:block; border-radius:6px; margin-bottom:10px; }


footer {
    background: var(--dark);
    color: white;
    text-align: center;
    padding: 50px 20px;
}

/* Responsive tweaks */
@media (max-width: 900px) {
    .calculator-box { padding: 18px; gap: 16px; }
    .payment-amount { font-size: 36px; }
    .hero { padding: 120px 20px 80px; }
}

@media (max-width: 600px) {
    .calculator-box { flex-direction: column; align-items: stretch; max-width: 100%; padding: 16px; }
    .calc-input, .calc-result { flex: 1 1 100%; }
    .payment-amount { font-size: 28px; }
    .grid { gap: 18px; }
}